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184 – Your Side Hustle

April 24, 2017/in Podcast /by David M. Madow

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Hey there! It’s Dr. Dave and welcome back to The David Madow Lifestyle Show. It’s the show where I help you live stronger, thinner, healthier, and happier.

I’ve got a lot of great people with me today. I want to thank all of you for listening! Some of the guys and gals that I spoke to at the Whole Foods talk last week in Annapolis, Maryland said they would be listening too. The talk was great! I had about 60 people out there. It was a great audience. I showed them 10 ways to supercharge their life and we had a great time. I want to thank you so much for having me out there. I can’t wait to come back again. It was incredible!

Before we get into our main topic today, if you have not signed up for the Vegan Indian Buffet & Open Mic on May 6^th, I think I’ve got 2 or 3 seats left. The thing is virtually sold out. I am holding a few so if you want to come let me know.

By the way, if you think you are too far from Owings Mills, Maryland, we have somebody coming in from Oklahoma City which is quite a distance. I’ve got somebody that just signed up last night that is coming in from Las Vegas, Nevada to attend this event. Plus, I have a couple people that are going to be in from Japan. So, if you think you are too far away and the distance is separating us, shut up! You’ve got to get there because it’s going to be awesome. The first one we did was incredible. We had not only fantastic food from the all you can eat vegan Indian buffet but then people stepped up to the mic and it was amazing. I want to see you there! Let me know if you want to take those last few tickets. I would love to hang out with you. [UPDATE: This event is now SOLD OUT. Stay tuned for information about our next event.]

Let’s get into our main topic of the day. And that’s a topic that I want to call “side hustle.” What is a side hustle exactly? Well, a side hustle is a side business or a job that you have in addition to your day job to either have fun with or potentially make some money on the side. A lot of people do a little side hustle because it’s something they ultimately want to turn into their full-time business.

Now, I have to admit, I have been using this term for a while. It’s been around for quite some time. I did some research and the term actually goes back to the 1950s where it was primarily used in the African American community for a side or part-time job to make extra money for the family.

The word hustle can have many different connotations. When you hustle somebody usually that’s bad. But no, a side hustle is not that at all. A side hustle is simply something you are doing in addition to your regular work as a hobby or to potentially make some money.

I’m going to share something. I think you have a side hustle in you and I am going to prove it to you right now. When I was practicing dentist back in the 80s, I had some patients in my practice that were delinquent payers. They rightfully owed me money for treatment that was done and for some reason they just never paid me. I also have a brother that’s a dentist as well, Dr. Rich Madow. And he was practicing about 30 miles away from where I was and he was experiencing the same problem. So together we designed a collection form completely on our own and we started sending it to our patients that owed us money. Sure enough, wham! Checks started coming in to the mailbox. Sometimes patients would even come in and put cash on the counter. This thing worked incredibly well.

So, we had this idea to start a side hustle. This was back in 1989. I didn’t know the term at all. But what we started doing was to market this collection form to other dentists in the area first. Then we decided to market it through direct mail. There was no internet back then. And sure enough dentists all over the country started buying our little collection form.

It didn’t stop there. We started marketing this thing to other doctors. It didn’t stop there either. We then marketed it to other types of businesses. Florist, funeral homes, automotive, anybody that had the potential to be owed money by clients, patients, or customers. This little business started taking off. That was my side hustle.

Fast forward a few years from that, we started developing some other products for dentists and other doctors and in 1993 I sold my dental practice. Which by the way was a very successful and lucrative practice. But I sold it to promote my full-time side hustle. And over many, many years it has blossomed into pretty much an international business. We speak all over North America and Canada. We have products for doctors. We do all kinds of things to help people become more successful.

So that was my side hustle that turned into my full-time hustle or rather full-time business. A serious business. I have fun with it. And I can pretty much work from wherever I want. If you have a cell phone, a computer, and an internet connection, you can pretty much do anything these days.

Side hustles are a way to do other things outside of your main job. The s ide hustle I’ve had lately is helping people like you make your life better. I have been working with individuals on a one on one basis coaching and really turning lives around. I love it! It’s something I can do from pretty much wherever I am. It is so rewarding to meet someone and after several phone calls and communicating with them by email, they change their life. There really isn’t anything better.

If you have something that you are trying to achieve in your life and you’re not sure what direction to turn, it may be worth a phone call. It may be worth you and I chatting on the phone. Now, do I talk to every single person that requests a call. No, my life is really, really busy. Thank God! Things are really great and I just don’t have the time to talk to every person that wants to talk. But if I think there’s a match and I think we are vibrating at the same frequency. Send me an email to rundrdave@gmail.com. Let me know what you are thinking and why you want to talk. It could be anything. From losing weight to being stronger to developing a side hustle or something that you want to do in your regular business or job or whatever it might be. Throw it out there to me. If you want we can jump on the phone and chat about it a little bit and see if we can work together.

I just want to go back to my Annapolis talk that I did last week one more time. It was great talking to 60 people. So many people came up to me at the end. I was getting asked great questions and giving business cards hoping to stay in touch.

My wife Yoko actually made a pretty big hit there. If you are a long-time listener you probably know that she is a massage therapist. And she does a lot of different modalities and energy work. And she is a great Yogi and meditator. I think when we come back there, Yoko and I may do a talk together. She has so much to share. So, look out for Yoko to be speaking with me in the near future. I think she would be a tremendous asset. She just connects with people even though English is not her first language. She has some incredible life changing things to say.

I am going to go ahead and have a healthy breakfast right now. People ask all the time what I eat for breakfast so I am going to share this with you because it’s healthy, it works for me, and it gives me energy. I have some type of vegan cereal and pile it with fresh organic fruit. One of my favorite cereals is Veganic Sprouted Ancient Maize Flakes. It’s by a company called One Degree Foods. I also add things like chia seeds, flax seeds, hemp seeds, pecans, walnuts, and almond milk. It is an incredibly filling healthy meal that I enjoy almost every single morning. When I am traveling and staying in a hotel room, I’ll bring instant oatmeal with no sugar added. I also bring almond milk and hemp seed or flax seed and shake it up in one of those shaker bottles and let it sit for a while. You do not have to heat oatmeal for it to work really well.

Another thing I’ve been asked to do is to help people travel for pennies on the dollar. I’ve literally figured out how to travel all across the U.S.A. and more basically on the cheap. I do not spend a lot of money when I travel. And if you follow me you know that I travel quite a bit. Some of it is purely for pleasure but I have totally mastered the art of being able to travel around for not very much.

I’m going to get back in there and have a healthy vegan breakfast. Until next week, I am Dr. Dave! See ya!

CONNECT WITH ME AND SHARE

“Thank you very much for listening! The show is literally downloaded by the thousands each week now. In fact, we have passed the 375,000+ downloads mark! Wow! I so appreciate you listening and sharing this show with your family and friends. I love to help people live a healthier life! It is so great that we have listeners from all over the world from the United States to the UK to Canada to Europe to Japan to Australia. I love hearing from people all over the world on Facebook, Twitter, Email, and our phone hotline too!” – Dr. Dave.

Did you enjoy today’s show? Do you have any questions for me? Do you have any comments or feedback? You are not alone! We want to help you live better, stronger, happier, thinner lives!

—> My website:

Check out the podcasts, recipes, blog posts, and more!

—> Enroll in my goals course:

Course: http://davidmadow.teachable.com/p/goalsetting/

Learn how to design the life of your dreams!

—> Connect with Dr. Dave on Facebook:

http://www.superchargehangout.com

—> Join the Facebook group:

Check out videos of the show and send questions/feedback

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183 – Movement and The Law of Attraction

April 17, 2017/in Podcast /by David M. Madow

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Hey, it’s Dr. D the “V”! Welcome back to another episode of The David Madow Lifestyle Show. It’s the show where I help you live stronger, thinner, healthier, and happier. I appreciate you being here with me.

By the way, before we get started, I want to thank you so much for being here. I’ve got so many people reaching out to me asking how my mom is doing after last episode. If you missed last episode, about a week or so ago I took her to the emergency room at the hospital. She called me in the morning saying that she had been having chest pain and shortness of breath for about 2 weeks. Yeah, she waited 2 weeks to call me and tell me that.

So, I took her over there, they admitted her, did a lot of tests, and they didn’t find anything. Fortunately, they couldn’t find any definite reason. So, they released her. They told her she has to lose some weight. Not work as hard. And relax a little bit more.

She’s got a few more tests but I think she’s fine. God bless her! So, thank you so much for the outreach of love and concern. It’s greatly appreciated! I will keep you informed if there’s any change in her health.

You know, it’s tough having parents that are aging. My dad will be 88 in a few months and my mom is 83. It’s tough. Things just happen and it’s stressful for the kids. Thanks again! Thanks so much for your love. I appreciate that!

Home Gym

I am in my home gym right now getting ready to go outside. I’ve talked to you very often about getting out there and doing the “Magic 4.” The “Magic 4” is walking (or running) 4 miles every day. It will make a tremendous difference in your body, in your health, in the way you feel physically, your psyche, all kinds of things. I’ve talked to so many of you that are doing the “Magic 4” every day.

But I want to stress that it’s not just walking that’s going to keep you healthy. I’ve got a little home gym here. And when I say gym, I use the word really loosely because there are just some things I do also around the house. You do not have to belong to a gym and you don’t have to pay any kind of membership fee. I will share with you again the things that I do in my home to stay healthy besides walking or running.

Squats – I like free squats which generally means that I am not holding any weight. I start standing up then lower myself to the floor. You can also look them up on Google. It’s a great exercise. Think about doing a set of 10 of a set of 15 throughout the day. It really does help quite a bit.
Curls & Shoulder Presses – I’ve got 2 (15) pound dumbbells and I do curls and shoulder presses with them. They don’t cost a whole lot.
Push Ups – I love push-ups. Push-ups have been in my repertoire for quite some time. You just feel good after doing sets of push-ups. How may should you do? That depends on the level you are at right now. You should have a goal for a certain number of sets per day and slowly increase the number as you can.
Chin Ups & Pull Ups – As I’ve told you before, I’ve got a bar that sits inside my closet door. I got it at a pharmacy around here years ago. It’s one of the best investments I’ve ever made for something like $20. It’s really strong. It’s really sturdy. Pull ups are a difficult exercise if you do them properly. It’s hands facing out not in. See how many you can do. Start from hanging and see if you can pull yourself up even one time. As you do that, try to increase to 2 and then to 3. You’ll see some definite changes in your body when you’re able to start doing pull ups.
Crunches – I do crunches. I have a little crunch bench here that’s inverted so when I’m doing crunches it becomes a little more difficult to do crunches that way. It’s a very important exercise for your abs.
Abs – I’ve also got an abs wheel. I don’t use it all that often but when I use it I feel really good. It works well. You can go online and find one. It’s nice to have in your arsenal (in your home).

I like to change things up a lot. If I am doing the same exercises all the time, it becomes routine and monotonous and you get bored with it. I am combining a walk and a run today. I’ll probably go for about 5 to 6 miles or something like that. I’ll also do some squats outside. If there’s a comfortable area, I’ll get down on the ground and do some push-ups while I’m out there. Switch things up. There is no right or wrong. Be creative!

I am going to be running in the Bay 2 Breakers 12K next month in San Francisco. And I just have to make sure that I am in shape. In the winter, I’m doing a lot of skiing but that doesn’t mean I am in shape for running. So, I am out there today running and walking to get in shape for the 12K. A 12K is about 7.3 miles. Not only do we run/walk the race through beautiful San Francisco in costumes but we also walk back to the finish so that day is at least 14 to 15 miles of pure fun.

If you’re going to be in the area, let me know so that we can catch up. There’s literally probably like 100,000 people on the roads of San Francisco doing this. It’s an incredible day! I know I have talked to you quite a bit about it in the past but it’s something we started about 10 years ago and we got hooked. It does help that my daughter and son-in-law live in San Francisco. So, it’s kind of an excuse to go every year to have some fun, exercise, see my son and daughter in law, and eat some good vegan food of course.

Those are just some of the things we love to do. Getting out on the trail in the woods and hiking. Running a trail or walking a trail. When you put a backpack on when hiking a trail, let me tell you something, it takes the hike to a totally different level. I’ve talk to you in the past about how I’ve done some backpacking that’s been 2 to 3 to 7 days long. And when you’re backpacking for 7 days and when you’ve got to carry basically everything you need for 7 days on your back it’s a work out. That backpack can weigh 40 pounds. You could backpack around your neighborhood and load your backpack with a bag of sand.

You’ll start to notice some tremendous differences in your body immediately. One thing I noticed is that, with heavy weight, your abs have to get very strong. Your core is balancing everything so your abs get strong and thin really quickly. If you want a good abs workout, believe it or not, backpacking is it. It really is! Most backpackers have really thin stomachs.

I always want to try to help you live the life that I live. I figure things out over many years. It’s always a work in progress. But if I can just share with you the things that I do, and you pick and choose the tips you want to use here and there; I’m telling you, your life will be pretty good.

Vision Board

I have something else in my home gym here that I am going to suggest that you check out or try. It’s called a vision board. It looks like a thick piece of black board that you can get at the office supply store. Then I started cutting things out of magazines that I wanted to see take place in my life. So, for example, I have a picture of a man who is definitely a lot younger than I am. I know I can’t get younger but the reason I cut him out and put him on my vision board is that he has some really strong looking abs and that’s always been a goal of mine. So, I put that on my vision board.

I’ve actually got something that says be kind. So, when I look at my vision board I am reminded every day to be kind. You never know what somebody else’s story might be. Somebody that’s acting like a jerk to you, you never know what’s going on in their life. Give them a break. Be kind to them.

I also put a picture on of a scale to remind me to stay at my ideal weight. Now, I am not at my ideal weight right now. I am actually a few pounds over but I am working to get down to it.

I also have something on here about skiing moguls. The past few years I’ve tried to get better and better at skiing moguls. In case you are not a skier, those are the big bumps in the snow which can be difficult and intimidating if you don’t know how to ski them.

But vision boards are great! They really do help! It’s very similar to writing down your goals and reading them every day. Instead of writing them down, you’re looking at a vision of a goal which really does help a lot.

So that’s a little bit of a tour through my home gym and what I recommend doing for keeping your body in the best shape ever. Again, it’s not just physical, a lot of it is mental and psyche. And when you work out and exercise and move your body, your brain is going to feel better in so many ways.

I’m going to leave you with this. Get out and do something! Just enjoy the day and enjoy movement! I am going to try to talk to you very soon about the law of attraction too. I did a little Facebook video yesterday on it which has gotten a lot of views and I’ll just leave you with this about the law of attraction. I used to think that I had to be friends with everybody. Everybody that came into my life, I had to be friendly and close with them. And if we weren’t good friends, something was wrong with me. I’ve learned over the years that as soon as I was able to clear out some of the people that I was not in alignment with it makes room for more people that are aligned with me. And my life has never been better as far as that goes.

Don’t feel that you need to keep somebody in your life if you don’t feel the positive vibration. We have talked about this before. Don’t wish them any harm. Just release them to the universe. It will make room for so many more great people that are vibrating with you on your frequency. Trust me it works! I’ve been doing this and there’s nothing like it. I may be doing an entire episode on this because it is really powerful stuff.

I’m going to get out and do a beautiful run/walk right now. Until next time! I’m Dr. Dave and I love ya. See you later!

CONNECT WITH ME AND SHARE

“Thank you very much for listening! The show is literally downloaded by the thousands each week now. In fact, we have passed the 375,000+ downloads mark! Wow! I so appreciate you listening and sharing this show with your family and friends. I love to help people live a healthier life! It is so great that we have listeners from all over the world from the United States to the UK to Canada to Europe to Japan to Australia. I love hearing from people all over the world on Facebook, Twitter, Email, and our phone hotline too!” – Dr. Dave.

Did you enjoy today’s show? Do you have any questions for me? Do you have any comments or feedback? You are not alone! We want to help you live better, stronger, happier, thinner lives!

—> My website:

Check out the podcasts, recipes, blog posts, and more!

—> Enroll in my goals course:

Course: http://davidmadow.teachable.com/p/goalsetting/

Learn how to design the life of your dreams!

—> Connect with Dr. Dave on Facebook:

—> Join the Facebook group: http://www.superchargehangout.com

Check out videos of the show and send questions/feedback

—> Connect with Dr. Dave on Instagram:

—> Connect with Dr. Dave on Google+

https://www.youtube.com/user/rundrdave

—> Tweet with Dr. Dave on Twitter:

Tweets by DavidMadow

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182 – To the Hospital

April 10, 2017/in Podcast /by David M. Madow

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Hey there! It’s Dr. D the “V”, David Madow. Welcome back to The David Madow Lifestyle Show. It’s the show where I help you live stronger, thinner, healthier, and happier.

Life has some strange twists and I want to share one of them with you. I just got back from Park City, Utah and from Portland, Oregon where I was speaking. I got back a day ago. And life is going on and regular things are happening. Then I get this call this morning from my mom saying, “hey Dave, I think I want to go to the emergency room.” And I said, “why mom?” She said, “well, I have been having chest pains and shortness of breath.” And I said, “about how long has this been going on?” And she said, “oh for about 2 weeks now.” I said, “mom, why didn’t you so something before 2 weeks?” She said, “oh because I had all this stuff to do and it was our anniversary and we were going out to dinner with the kids and I had all this stuff to get together.” So I said, “mom I am taking you to the emergency room now let’s go.”

It’s going to be a short show today and I’ll tell you why. And I’ll tell you what I want you to get out of this today as well.

My mom is a hard worker and somebody that always puts everybody before herself to her detriment. I think she has lost some of her health because she is always worried and doing things for everybody else. And maybe not worried about her own health and her own life as much as she should be. And I’ve always told you this from the start of the show, there’s probably nothing more important in our lives than our health. We cannot enjoy what’s going on around us and we can’t be happy. We have to be fundamentally healthy to be able to live a good life.

That’s the most important thing and I’m afraid my mom has let her health go because she’s just so worried about other things and other people. I was in there with her this morning and when the doc came in and said it looks like we are going to have to admit you because I want to run some tests. I am not so sure what’s going on but this could be something serious. And the first thing that came out of her mouth was, “I shouldn’t have said anything. I should have kept going the way I was.” Wow, great!

Hey look guys and gals! Let’s make sure that our health takes precedence and if something’s wrong, let’s take care of it. If something’s going on in your body and you feel something or you’re not sure of something. Get it checked out before it gets to the point where it’s too late. Promise me you’re going to do that.

But more importantly than that, while I was driving over here in the car, I was very blunt with my mom. I said mom I ‘ve told you this for many many years. My mom is really overweight. She is clinically obese. And when you are overweight, you are going to be more predisposed to chronic medical conditions. I can’t remember what she said but it was something negative like “I don’t have time to mess with that now, I have too many things going on.” She is too busy in her life right now to lose weight.

This is really tough. We all have to face parents getting older. There’s nothing that we can do about that. Like I have told you for so many years, life is unpredictable! Because I eat plant based and work out my body doesn’t mean there are any guarantees. No! Something can happen to me tomorrow. It certainly could. I am not going to be up here preaching that I am immune to any disease. I’m not! I’m human just like you are, just like my mom is, just like my dad is, just like everybody else. We’re human and we’re going to have something happen at some point. But let’s mitigate the possibility of having something happen too soon by doing the things that are smart. Putting the right fuel into our body, not junk into our body. Not overeating, not being overweight, moving our body.

I am not trying to be selfish, but sometimes we have to put ourselves first. Don’t let your own health be sacrificed. Let’s look out for our own health. Relax! Rest for a while! Don’t worry about everything you have going on in your life because that’s going to be there. Obligations are important but they are secondary to your health.

All this stuff can be taken care of. Please trust me when I say this! You can tell the difference in my voice between today and other shows. I’m frustrated and I’m aggravated because sometimes I just can’t talk sense into my mom.

She is very hard headed and very determined. And probably I guess you could say very type “A.” And she has to get all this stuff done. But for what? To end up in a hospital.

I think today I am going to give you some food for thought. Some motivation. And inspiration to look at your life really seriously and realize that you need to do everything you can do to make your life better to keep yourself healthy.

I do everything I can do to make my life better to keep myself healthy. So then when I get better, I can teach other people. And I can make sure my life is ok. And not only that but my life, my health, and my financial situation. People let their financial situations go because they are thinking about other people and they are responsible. My parents have done that as well.

Let’s think about ourselves! Not to be selfish. Not to be narcissistic but to take care of ourselves first so that we can be the best for other people.

Guys, I’m Dr. Dave! Let me go check on her! I love you! I’ll talk to you soon!

CONNECT WITH ME AND SHARE

“Thank you very much for listening! The show is literally downloaded by the thousands each week now. In fact, we have passed the 375,000+ downloads mark! Wow! I so appreciate you listening and sharing this show with your family and friends. I love to help people live a healthier life! It is so great that we have listeners from all over the world from the United States to the UK to Canada to Europe to Japan to Australia. I love hearing from people all over the world on Facebook, Twitter, Email, and our phone hotline too!” – Dr. Dave.

Did you enjoy today’s show? Do you have any questions for me? Do you have any comments or feedback? You are not alone! We want to help you live better, stronger, happier, thinner lives!

—> My website:

Check out the podcasts, recipes, blog posts, and more!

—> Enroll in my goals course:

Course: http://davidmadow.teachable.com/p/goalsetting/

Learn how to design the life of your dreams!

—> Connect with Dr. Dave on Facebook:

—> Join the Facebook group: http://www.superchargehangout.com

Check out videos of the show and send questions/feedback

—> Connect with Dr. Dave on Instagram:

—> Connect with Dr. Dave on Google+

http://www.twitter.com/davidmadow

—> Tweet with Dr. Dave on Twitter:

—> Subscribe to Dr. Dave’s YouTube channel:

https://www.youtube.com/user/rundrdave

—> Connect with Dr. Dave and his professional portfolio on LinkedIn:

https://www.linkedin.com/in/davidmadow

181 – Changing Conditions

April 3, 2017/in Podcast /by David M. Madow

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Hello there! It’s Dr. D the “V”. This is The David Madow Lifestyle Show. And I am here to teach you how to become stronger, thinner, healthier, and happier.

I’ve got a great one for you today! You can tell I’m excited! You can probably tell in my voice. I hope my voice always sounds excited because that’s the way that I live my life. Do I ever have bad days? Shit yeah! Of course I have bad days. Just like you do. But I try to figure out how to handle the bad days so they turn into good ones. Or realize that they’ll pass.

But I’m having a great day today. I’m in Park City, Utah and I want to share a few things with you. I’m here with my buddy, Mike. We are skiing for 6 days as I talked about on my previous podcast. He’s a good friend of mine who lives in Atlanta, Georgia. In the old days, we used to spend every winter skiing. We would meet somewhere in Colorado or Utah and just ski for a week. But our lives got busier. And now Yoko and I spend a good part of the winter out in Breckenridge, Colorado. And it just became more difficult. For no reason other than we just didn’t try to schedule it. But now we’re out here together. We made it a point to schedule 6 ski days.

One of the reasons I was able to do it pretty easily is because I am on my way to Portland, Oregon. I am speaking there next week. Like I told you before I always try my best to combine a business trip with a fun trip if possible. I’ve done 4 Hippie Road Trips already. All combined with business. This one is combined with business.

It’s April 1st today and we are having Spring skiing conditions. When I am in Colorado skiing, it is generally cold all day and all night. So when the snow falls down on the mountain, it falls in the form of powder. And then the powder starts to go away as either the wind blows it away or it gets skied off. Underneath the powder is generally very hard packed snow. Anywhere from 60″ to over 100″ of packed snow.

But when it turns into Spring ski conditions like it was today, here’s what happens. It’s very cold at night. It goes below freezing at night especially up on the mountains but during the day it gets warm. So imagine the snow during the day on the mountain starting to melt and it gets a little bit slushy like melting snow. And then in the evening it gets frozen over. So it changes. In other words, when we get out there first thing in the morning, we’re basically skiing on frozen icy hard snow. It’s hard if you’re not a seasoned skier. Sometimes your skis go in a direction that you can’t manage. It’s hard to maneuver through this thick hard crud and junk. It’s hard to explain but it makes skiing very difficult.

But then as they sun comes out, it starts to warm up and probably at about 11am you notice a definite difference. The snow starts to soften up. So basically from 11am to the end of the ski day at about 4pm, you’re skiing in Spring conditions. It’s not powder. It’s softer more granular snow.

So it’s not like you go up on the mountain and you’re always skiing in the same conditions. Being a skier, you’ve got to be prepared for changing conditions. I’m talking about powder, ice, soft snow, hard snow, steep conditions, not so steep conditions, windy, snowing, raining; you have to be prepared for anything. Your technique has to change depending on what type of snow or conditions you are skiing in.

That’s kind of like life isn’t it?! It’s kind of like life. I’ve never thought about that but skiing is kind of mimicking life. We wake up every day and you never know what’s going to hit us or what kind of situations you’re going to be in. You never know what kind of problem you’re going to have. Is it going to be fun or is it going to be bumpy? We never know. But whatever conditions we’re in, we have to adapt. We have to be good at adapting.

In your life you’re going to hit obstacles. As you hit these in your life, I want you to think about this metaphor that I am describing and remember what David Madow is teaching you. Life throws a lot of different things at us and we have to be able to handle all of them. Sometimes beginning skiers and intermediate skiers get to a point where they can’t do it because they are afraid it won’t be safe enough so they take off their skis and just walk down or slide down. Sometimes in life you get to an obstacle that you feel you can’t handle. Get around it somehow. Work it out. Get around it. Get down to the bottom of the mountain if you know what I mean. And life will be much better. And you’ll be able to handle it from there.

That’s my skiing analogy for you. To tell you the truth, I just wanted to describe the mountain conditions to you. And as I was describing the conditions, it hit me. This was not planned. It just kinda hit me that skiing totally mimics real life. It’s so cool!

Now, getting here was a problem. The day I was getting here, Mike was traveling from Atlanta and I was traveling from Maryland. We timed the flights so that we would literally land within 5 minutes of each other. Isn’t air travel incredible? We live basically 1000 miles apart from each other but we can time it so that we can arrive in the same spot in the Salt Lake City Airport 5 minutes apart. We get our bags, jump in the rental car, and bam we’re off to the mountain.

But it didn’t quite work like that. I got to the airport and my transfer to Denver was running really late. Over an hour late. It was so late that I had literally about 15 minutes to get off the plane in Denver and get onto the place going to Salt Lake City. Now, 15 minutes sounds like it would be enough time but remember when you’re on a plane and it lands, you don’t just walk off the plane. It takes a while to get off the plane. That adds at the very least 5 to 10 minutes trying to get off the plane. So then I would have 5 minutes to run through the airport to catch a plane. And usually they close the door 5 minutes before they taxi out to the runway. So I was praying that there would be some kind of miracle and I would catch this plane.

So,I sat down and was waiting around. As I was on my way to the gate to take this flight that was already running so late, I got a text message that said the flight was going to be delayed another hour. Now I know there is zero chance of me catching that flight to Denver.

So here I am. I’m walking from gate to gate at the airport trying to figure out what to do. And I found out that there was a nonstop to Salt Lake. It would leave around 2pm and get into Salt Lake around 4:30pm. So I would be getting in about 2 1/2 hours after Mike. So my poor buddy Mike would have to wait around the airport basically doing nothing except waiting for me for 2 1/2 hours. The line to change the flight was super long but I had an idea. I was going to call the 800 number for Southwest Airlines as I am standing in line. I figured that would probably be a lot faster. As I am standing in this long line, the person answers and I tell her my situation. She went ahead and changed my flight right then and there.

I tried to print my new boarding pass using my iPhone but I couldn’t do it. There was some kind of technical reason and it said that that I had to get re-ticketed. Well, in order to get re-ticketed, I found out I had to pass security again. That’s not too big a deal.

So I went outside and passed through security again. I went to the counter and they took care of everything for me. She was really nice. So then I wanted to make sure that my luggage, which was checked for the other flight, follows me. And she said “oh, we are going to have to figure out how to do this. We will have to pull your luggage from the flight. We can’t really do that from here so you will have to go back in through security and go up to a counter there where they can help you there.”

So I did and after talking to a couple different people, they were extremely helpful. They were able to pull my luggage and be sure it follows me on the next flight. I was excited!

Now, here I am. Walking around the airport. Going from gate to gate. Outside security, inside security. And I am getting a little bit frustrated because it’s a lot of walking.

Let me share with you how much walking I did through the airport. I wear a Fitbit. I happened to check my Fitbit and most of the steps were from the airport. I had to get to the airport super early so most of the steps were there. By the time I was ready to take off, I had walked through the airport close to 12,000 steps. For those of you that have Fitbits or any kind of device like that, you know that is roughly equivalent to 5 miles. Imagine me walking 5 miles around the airport trying to get this stuff done.

I was getting frustrated during that day. I got to the airport at around 6am and I didn’t wind up taking off until about 2:15pm. So I was there all day long. Walking around, going from gate to gate, going out, going in. 5 miles! I was getting frustrated.

So sometime during that day I was talking on the phone to my brother Rich. I was kind of sharing my frustration with Rich. I was saying how crazy this was and how Mike was supposed to be meeting me but I was going to be 2 1/2 hours late and how horrible I felt. And Rich said to me. He really helped me. He said, “Dave take a deep breath. Think about it this way. You’re in Baltimore now but before you close your eyes tonight you are going to be in Salt Lake City, Utah. Think about that! It’s a miracle! So don’t stress and don’t really worry. Even if it’s delayed, you will be there by tomorrow morning. You’re still going to be there. So just relax.”

He was right! I was starting to stress out a little bit. I should have meditated but I didn’t. I should have. But he was totally right. Think about the story. Yeah, I didn’t get much sleep the night before because I got up super early. I was stressed at the airport walking from gate to gate all over the place. 5 miles at the airport. I did get great exercise. That’s a plus! But, in the end, after all the frustration, and all the craziness, and changing my bags, and tickets; I landed in Salt Lake City at 4:30pm. Not that bad. Not that bad at all.

So friends, keep this little story in mind. When things are crazy, just relax. I know I preach this all the time and I was going against my advice by stressing out. But then I thought about it and Rich brought me to my senses. I was fine. I got there and met up with Mike, who by the way, had already gotten the rental car. He was in a totally great mood. It was fine. He understood. It was out of my control. I felt bad for him but it was out of my control.

We went on up the mountain to Park City and had a great dinner. It’s just great to be here. It really is! I’m so glad. I try to be happy everywhere I go. As you know, I live in Maryland most of the year. And when I am there I love it! I live in a beautiful rural area. We’ve got 3 cats. I walk and I run. We’ve got a beautiful Cherry Blossom tree that’s blooming right now and I’m missing a lot of it.

So I try to really enjoy wherever I am. Whatever life throws at me. Whether there’s ice, steeps, slush; I try to take whatever it is and work through it. It’s worked for me. Am I perfect at it? No! I never claim to be perfect. I try to teach you from what I’ve learned in my (close to) 62 years on this planet. I’ve made tons of mistakes. Tons!! I could do many episodes just talking about my mistakes. I share with you some of them. And I learn through my mistakes and my failures. I try to give you enough information so that maybe you won’t make the same mistakes I do.

We talked last week about financial craziness and how people are spending money on new cars that they can’t afford. I am here to tell you that almost everybody can become a millionaire. Almost everybody can do it if you look at your numbers and you spend much less than you make. I know people with very average incomes that have lived the “millionaire next door” lifestyle by being very frugal. And they wake up one day and they’ve accumulated a million dollars. Let me tell you something, that feels good! You can do that!

So just learn from my mistakes and learn from my lessons that I share with you. In the few minutes that we have left today, I want to share something really cool. We were on the mountain today taking a well deserved lunch break. It was really tough to get a seat so we shared a table with a woman. She had a ski helmet with a sticker from practically every ski resort. It was a conversation starter.

As it turns out, this woman named Carol, is 73 years old and has been skiing for 60 years! She looked fantastic! She exuded youth. She looked great and was talking about all these places that she’s skied over the years. I have so much respect for this woman at 73 years old skiing by herself on the mountains. She owns a place here in Utah. She’s from New York but she comes here and spends a good part of the winter. She said that’s why she looks so good. She is doing what she loves and she is moving her body.

Have you heard a recurring theme in The David Madow Lifestyle Show? Do what you love. Move your body. Put the right foods and the right fuel into your body.

I am vegan and Mike is gluten free. It’s really funny. We joke with the waitress that they are going to have a lot of fun with us. We have to figure out what we can eat. They are so accomodating. People want to work with you and they want to help you. Most do. I still believe that most people on this planet are good people. There is a small percentage that are not. We stay away from them.

That’s what I teach. Stick with positive people. That’s why you’re with me. Positivity exudes from this podcast. Positivity, inspiration, success! There’s great stuff in your life. Stick with me. There’s going to be more. I promise you. I’ll see you next week! I’m Dr. Dave –

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“Thank you very much for listening! The show is literally downloaded by the thousands each week now. In fact, we have passed the 375,000+ downloads mark! Wow! I so appreciate you listening and sharing this show with your family and friends. I love to help people live a healthier life! It is so great that we have listeners from all over the world from the United States to the UK to Canada to Europe to Japan to Australia. I love hearing from people all over the world on Facebook, Twitter, Email, and our phone hotline too!” – Dr. Dave.

Did you enjoy today’s show? Do you have any questions for me? Do you have any comments or feedback? You are not alone! We want to help you live better, stronger, happier, thinner lives!

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180 – Some Important Financial Advice

March 27, 2017/in Podcast /by David M. Madow

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Hello there! It’s Dr. D the “V”, Dr. David Madow. Welcome back to another episode of The David Madow Lifestyle Show. I am so glad to have you with me. Whether you’re a brand new listener or whether you’ve been listening to me from the start, I really appreciate you!

Let’s dive right into today’s show. I was about to do another topic, I have to admit. But something else just came up this morning and I’ve got to talk about this because it’s so important.

Here’s what happened. I put a Facebook post up telling people that if they are looking for a new car that they should buy a used one. And oh my god some I the answers I got! Some of them were good. But some of the answers I got were from people that have no idea – no clue – how to manage financial aspects of your life. It’s very scary. And I want to make sure that I give you some guidelines and parameters because if you’re financially responsible your life will generally fall into place. But if you’re haphazard and doing things that don’t make financial sense, your life could fall apart and it could be very very dangerous.

As I’ve told you before, the great majority of breakups of marriages are for financial reasons. If you’re not on the same page financially and if you’re not doing the right financially, you’re going to have problems. And I don’t want you to have problems.

So here’s what I did. I put a post up this morning on Facebook and I just gave some guidelines like, “if you’re looking for a new car, here’s what to do.” What I said was to only pay cash for a car. Never lease. Never finance. Only pay cash for a car. Buy a used car that you can afford. Buy a good quality used car that is just a couple of years old. But make sure it’s a car you can afford and pay cash for it. Never lease and never finance.

Here’s another great rule that you might want to write down. I didn’t make this up. This is actually Dave Ramsey’s rule. Dave Ramsey is a mentor of mine and somebody that I have been following for many many years. When I started adhering to his principles, things started changing in my life totally. Like no stress because I was doing things right. I’m doing things that I can afford. I’m doing things smart. But Dave Ramsey’s rule for buying anything with a motor is that the sum of the value of your cars (boats, planes, etc) should not be more than 50% of your take home pay.

So let’s say you make $70,000 a year as your household income or whatever that number is. Then go outside and total up the current value of all your cars. If you’re not sure what they are check online at Kelley Blue Book. Once you do that, check to make sure that the value of the cars in your driveway do not exceed 1/2 of your annual salary. So if you have a household income of $70,000, then they should not total up to be more than $35,000. If they do, you are not in alignment with where you should be. You might want to consider selling a car or downsizing to something less expensive.

A lot of times when people buy a new car and they get a loan, as soon as they drive the car off the showroom floor they owe more than it’s worth. It’s crazy. I cannot stress this enough.

And I want to share with you some of what people said on my Facebook page. They are dead wrong. But I want to share with you some of the thinking out there because it’s dangerous. Some of these people come across sounding like they really know what they’re talking about but they don’t. As my good friend Dave Ramsey says,

“Almost everybody is broke.”

Don’t listen to broke people when they are giving financial advice. Listen to smart people that have done it right. Dave Ramsey is doing better than me. He is a multi millionaire. He’s done really well for himself. He was once bankrupt because he made a lot of mistakes and now has built up quite an empire of businesses.

I will not be a Dave Ramsey nor do I need to be. But I am definitely fine and I have definitely made a lot of good financial decisions. I live way below my means and I am debt free. So when I bring money in, a lot of my money goes towards investing, retirement, and charitable giving. It feels really good to be able to do that. And you can do that at any level. You don’t have to be making six figures a year. You can be making a moderate income and still be living way below your means.

So here are some of the things I am seeing on my Facebook page. These people are espousing total misinformation and unfortunately sounding very authoritative.

One guy told me that I was dead wrong. He said that maybe my thinking was ok many years ago but times have changed. And these days it makes sense to buy a new car and possibly lease it because the warranty is going to prevent you from needing expensive repairs and you’ll also get the latest safety features.

Now, that just doesn’t make any sense because no matter what year we are in right now, there is nothing that is ever going to be better than paying cash for a car that you can afford. There is nothing that’s going to come around to Trump that. Nothing’s going to be better than that.

Unless you have a net worth of one million dollars or more, don’t buy new. My net worth is well over a million dollars and I still don’t buy new. I don’t need to buy new. Why would I? I drive around in a 2005 Volvo XC90. I love it. It just turned over to 112,000 miles and the thing still looks like it came off the showroom floor. Why would I get rid of it to spend $40,000 to $50,000 on a new car? Why would I ever do that. It drives great. I upgraded the sound system a few years back so it’s totally up to date and modern. What would I want to give this up to spend cash on a new car? That’s crazy!

For the most part people that are leasing cars cannot afford them. But they find the monthly payment to be palatable and they feel that they can afford more car. They’ll never own the car, they just lease it. So they drive more car than they can afford. It just doesn’t work mathematically. But people on Facebook are saying these crazy things about how wrong I am and how you have to buy a new up to date car. Well, my car is a 2005 and I’ve got airbags. A Volvo is a very strong safe car and I don’t feel that I need to buy a new car to be safer. Number one, I drive safely. Some of the thinking out there just does not make any sense.

Leasing is the most expensive way to drive a car. Do I need to repeat that? Don’t lease! Now, people came onto my Facebook page and told me that leasing makes sense because if you own a business you can write it off and the tax benefits outweigh the cost of the lease. That sounds good. But guess what? They’re totally wrong! Dave Ramsey has done all of the math on this and even as a multi-millionaire he has said that he would never lease a car. Even if you get a tax write off, how could it be better than paying cash for a car that you can afford?

I am not saying to pay cash for a brand new $80,000 Tesla. That’s crazy! If you’re making $40,000 a year and you’re looking for a car, then go out and find a $4,000 Honda that maybe has some mileage on it but somebody took good care of it and you drive that. There’s nothing wrong with that. That’s what I would do!

I am worried about people that need to go around and show off at stop lights and gas stations because they have these fancy cars that are bankrupting them. Take the difference of the money that would have spent buying yourself a fancy car and invest that in your retirement so later on you can live like no one else lives. Take time to save money so that you can pay for your kid’s college. Invest in that. Have the proper health care that you need. Live in a comfortable house that’s paid off. Cars are a depreciating asset. I would rather see you put money into a home. And buy the way, it’s best to pay cash for that too.

I am quoting Dave Ramsey a lot because I love the guy. The only debt that he allows is a 15-year mortgage where the monthly payment is no more than 25% of your take home pay.

You might be thinking to yourself, “I listen to your podcast Dave because I want to be healthier and stronger.” Of course I come on and say “this is the show where I help you live stronger, thinner, healthier, and happier”, and I didn’t do it today for a reason. But think about this. If you are financially independent, you will be stronger. You’ll be thinner because it’s true that people who live their lives stress free are healthier. They choose to eat better. You’ll be happier. You’ll be stronger, thinner, healthier, and happier if you are financially responsible.

I’ve got a good friend, Eric, who I think is in his early 40s. I love this guy! He messages me all the time on Facebook telling me his financial situation and let me tell you something, he is a smart young man. It’s almost like we’re twin sons of different mothers but we’re a generation apart. Everything he says to me is right. There is no question in my mind that he’s going to be a multi-millionaire. Every time he writes to me I say, “Eric you totally get it.” He’s investing and saving. He spends much less money than what he makes. He’s eating right. He’s moving his body. He could do this podcast if I ever want to give this thing up or if I ever need a substitute. The guy is really smart. He’s no smarter than you or I. He just knows this stuff. He chooses to live his life on purpose.

You know darn well that if you go into a car dealership and buy a car for $40,000 or $50,000 and decide to lease it or make payments, you know in your heart that it’s not the right thing to do. You know in your heart that you can’t afford it. But some people just do it anyway. They like the flash. They like the appearance of that. What does it matter what other people think about you?

Do people think that I am poor because I am driving around in a 12 year old car with 112,000 miles on it? Well they can think whatever they want. I don’t care. I have money that I can do whatever I want with. It’s a comfortable feeling. And I am not saying this to brag or say I am better than anybody. I am just saying this because I am comfortable with my life. It pays off and it’s never too late to do this. Whether you’re 20 years old and listening to me or whether you are 70 years old, it’s never too late to start.

I love this old expression. When is the best time to plant an oak tree? Well the best time was probably 40 years ago because you would see all this growth. But the second best time is now! If not now, when?! It’s never too late to start doing the right thing, the responsible thing. I hope you do it my friend.

I want to share one more thing with you before I leave you today. I’ve got some exciting stuff coming down the pike. I am leaving in a few days for Park City, Utah. I love the place! I haven’t skied in Park City in many years now but I am meeting my friend, Mike, out there and we are going to ski for about six days. This trip coincides with my trip to Portland, Oregon where I will be speaking the following Friday. When I travel for business, I try to my best to arrange a Hippie Road Trip or something like that. Life is not all about work, work, work. Do fun stuff!

But work is fun also! We just had a group of people in town that we had a Mastermind with a few days ago. And it was just amazing. I love helping people! I love changing lives! I love motivating! I love inspiring! If you need me for anything, you know where to get me. If you know my name, you can reach me. My preferred method of communication these days is Facebook messenger.

I am here to help you. You are not alone anymore!

I’m getting ready for my trip. Let me run! And ss you know, I promise you I will be back next week! I’m Dr. Dave and I love ya!

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“Thank you very much for listening! The show is literally downloaded by the thousands each week now. In fact, we have passed the 375,000+ downloads mark! Wow! I so appreciate you listening and sharing this show with your family and friends. I love to help people live a healthier life! It is so great that we have listeners from all over the world from the United States to the UK to Canada to Europe to Japan to Australia. I love hearing from people all over the world on Facebook, Twitter, Email, and our phone hotline too!” – Dr. Dave.

Did you enjoy today’s show? Do you have any questions for me? Do you have any comments or feedback? You are not alone! We want to help you live better, stronger, happier, thinner lives!

—> My website:

Check out the podcasts, recipes, blog posts, and more!

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Learn how to design the life of your dreams!

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