Why Hide It?

Please excuse today’s title. I had a totally different article in mind for today’s blog. But then I realized there is something extremely important that I need to share with you.

My new book is FINALLY on Amazon! This is super exciting. Not because I just published a book. It’s because I can now help people all across the globe lose all of their stress about money issues and become financially independent!

It’s called “How to Become The Neighborhood Millionaire” and I would say it could be the most prolific book written on personal finance in the last 100 years! I am going to be helping people who are stressed about money, in debt, questioning retirement, not sure how to invest, arguing with spouses, don’t have nearly enough in savings, and so much more!

Every book written on this subject to date is too complex, too esoteric, and beyond the comprehension of regular people like you and me. That’s why so many people are still broke and confused.

Until now! My book will change EVERYTHING.

Now as good as this may sound, I am going to ask for your help today. You see, the only way I can get the word out about this book in the beginning is to ask people like you to go to Amazon, purchase the book (either Kindle or paperback) and then give it a good honest review. I want to help thousands of people and this is really my only shot right now.

And the way Amazon’s algorithm works is that if many people are buying a book in a very short period of time (the same day), it detects that there is a lot of interest in that particular book. So Amazon then suggests it to others and word grows and grows.

This is precisely why I am asking you to do this right now! Yes, it would be a great favor to me. Please go to Amazon at this link: https://amzn.to/3wQe1nC. Then purchase the book for yourself and perhaps even more for friends, loved ones, co-workers, family members and more! One is good, more is even better!

Then once you see how good it is and how it can help so many people who are in need, go ahead and give it a good honest review. I would LOVE to get 100% compliance today and tomorrow! That would be so awesome! But that means you need to click through right now! I am giving you a million THANK YOUS in advance. Now please go to https://amzn.to/3wQe1nC.



A Fight at the Car Wash?

It was a nice day so I decided to stop at the car wash on my way home from an appointment to get rid of the salt and grime from my 2005 Volvo. It’s a car wash I have been to many times. One of those self service places. You’ve seen them. You put the credit card in and the timer starts. I spray it myself, use the foaming brush, rinse it off and then I’m good to go. 

As I arrived, the bays (there must be six of them) were all full. So I stopped my car in a “staging area” where I’d be able to pull into the next available bay (kind of like that line at the bank). 

As a guy was finishing up, a black car came out of nowhere, pulled directly up to that bay to grab the spot, totally ignoring the fact that I had been waiting 5-10 minutes. 

I drove my car over to the bay, rolled my window down and (very politely I believe) said to the guy “Hey man. I’ve been waiting here for ten minutes for the next bay to open up.” His response was “I didn’t see you.”

I (again, politely) said “Well that’s not cool, I have been waiting.” 

His response? “I don’t give a shit!” 

Now there were three ways I could have handled this and of course I had to think fast. 

I could have started screaming at him and the situation could have easily escalated to something bad. This was not even a choice in my mind.

The second possibility was to just ignore him and wait for the next bay.

Or the third possibility was to just be kind because we really never know what’s going on with someone. 

I chose number three. I responded with “Peace brother, have a great day.” Don’t ask me why, those were just the first words that came to my mind. 

Within thirty seconds, the guy got back into his car and just drove away. Kindness prevailed. One minute later I was washing my car. 


Is This Person In YOUR Neighborhood?

Another two weeks have passed. How are you making out? I still have not studied Japanese as much as I would like nor have I written that song (although I have an idea). I did however promise in the last issue to share one cool thing that I have been spending my time on during this pandemic.

I wrote a book! 

That’s right, I am actually putting the finishing touches on one of the most exciting projects of my life – a book that will be called “How to Become The Neighborhood Millionaire.”

Now those of you who know me realize that I am not a financial planner by any means. I don’t have a CPA or an accountant degree. I have never worked on Wall Street or in a bank. Heck, I never took an economics class in college. So you could fairly say that I do not have the “credentials” to write a book on personal finance!

And you would be right. Well… maybe only half right!

You see, for the last several decades I have been a “student” of my own personal finances. I have done many things right and I have also made all of the mistakes that you could imagine! Some of them are so embarrassing, you wouldn’t believe it. And yes I will share them all in the book!

But when the dust settled, even with the mistakes, I came out alright! 

I actually believe that having no “formal” training in being a financial advisor is in my favor. You see, I am just a regular person, probably no different than you. I realized a while back that just about everyone does personal finances wrong and that’s why so many people are stressed about money, paying bills, their nest egg, retirement, etc.

I am happy to say that I have figured this all out and it’s actually not all that difficult. The problem is that most people MAKE it difficult! My goal in writing this book is to teach regular people just like you and me how to become “Neighborhood Millionaires.” I have done it and so can you. You just need to follow some principles which I explain very clearly.

What exactly is a “Neighborhood Millionaire?” Now you’re a bit curious, aren’t you? That’s fine. I’ll tell you EVERYTHING in the book. Although there is not an official release date yet, I am trying my best to have it available by March or April of this year! If you are interested and would like to be among the first to find out more as soon as the book becomes available, please CLICK HERE. No obligation whatsoever. This book is for you if you are truly interested in never again having personal financial stress.


What Have You Been Doing the Last Ten Months?

That’s right, we have been “social distancing” along with on and off lockdowns for close to a year now. If you have been sick or have loved ones who got sick or were lost, I am truly sorry and I am with you and sending love.

And if you’ve been fortunate enough to escape the virus up until now, I would love to know what you have done, if anything, to enhance your life, even if just a little bit in 2020. 

Personally I have done some things but maybe not as much as would have liked. I have definitely read a lot of good books, some of which I have shared here with you. Probably my favorite has been “Breath” by James Nestor. If you have not read this one, I HIGHLY recommend it!

I wanted to study more Japanese but that has not worked out so well for me. I chalk it up to laziness. After all, I had plenty of time but I just put it off.

Yoko and I wanted to write a song to sing and play together but that has also been put on the back burner.

It kind of bums me out because there has been just SO MUCH time to do things in our lives that perhaps in the past we have not had time for or maybe procrastinated on. Now we have the time and we still don’t get it done? Why not? Do you feel the same way or are you happy with how you have been spending your time mostly isolated from friends and family?

It’s not over. I STILL plan to study some Japanese and write that song with Yoko. Maybe sharing these words with you will actually get me going. Because it’s so easy to be lazy, right? And days turn into weeks and the weeks into months.

There IS one thing that I have spent quite a bit of time writing and I will likely share it with you in the next issue.

Finally, this has nothing to do with the above, but I started a little video series on my YouTube Channel called “A Friend to Lean On.” It is for you if you are frustrated with not being able to visit friends and family members as you always have. It’s for you if you simply want a comforting voice to listen to while you are awake or when you’re trying to fall asleep. Sometimes it makes sense, other times it does not! As of this writing I have three episodes up. Check it out here! https://www.youtube.com/playlist?list=PLO8l2YoJXkA…


The Final Blog

So this is Christmas
And what have you done
Another year over
A new one just begun
And so this is Christmas
I hope you have fun
The near and the dear ones
The old and the young
A very merry Christmas
And a happy New Year
Let’s hope it’s a good one
Without any fears
~John Lennon

This is a special day. Whether or not you celebrate, it’s a cool time of the year. I do not happen to be Christian, but even so, I totally get into it and enjoy all of the lights, the decorations, the spirit, and perhaps most of all, the kindness.

I sometimes close my eyes and imagine what the world could be like if everyone would be kind every single day like they are around Christmas time. I think it would be a beautiful place. Let’s all try.

Look, I know 2020 has been a very tough year for everyone. It’s been tough on me, trust me. Besides the virus, we had raging wildfires, a lot of political and social unrest, and all kinds of rough weather all over. We even had an earthquake here in Salt Lake City.

I am never one to wish for time to go by quickly because we have only a limited time to spend on this planet and we should make the most of every day. But probably like you, I am looking forward to closing out this crazy year and hoping only for the best for all of us in 2021.

This will be the final blog entry for the year. Please enjoy it, take care of yourself, be kind, and I will see you with the first article in 2021. With lots of love… David

Yoko’s Salt Lake Soap – The Best Soap Ever!

Close your eyes and picture yourself relaxing in a beautiful natural hot spring somewhere in the Japan countryside. Hot springs in Japan are called “onsen” and they are a very important part of the Japanese culture.

Go ahead, really do this! Close your eyes and just imagine!

After soaking in the onsen, you feel healthy and invigorated – it’s a feeling that is impossible to describe unless you are actually able to experience it. Maybe you are more relaxed than you’ve ever been in your life. You want to do this every day!

I am so fortunate to be married to a Japanese woman who has introduced me to such an amazing culture. I have traveled to Japan many times with my wife Yoko. When I am there we spend a lot of time with her friends and family so I experience Japan more as a local and not as a tourist. An onsen experience is as much a ritual as it is a soak in a hot spring.

But let’s face it. A trip to Japan right now is not easy and likely not in the cards for you or for us! But not to worry, as we could possibly have the very next best thing for you right here!

What could that next best thing be? It’s taking a hot bath in the privacy of your home using a special soap. Yoko and I absolutely love taking daily hot baths with a good quality soap that leaves us refreshed and our skin tingly! You may say I am addicted! And it’s what you put in the water and what you clean your skin with that makes all the difference in the world.

Even after searching for years it was always difficult to find that perfect soap. We experimented with perhaps dozens of different types. Some were good and some were not so good. But we were unable to find exactly what we were looking for.

So what we decided to do was to take the matter into our own hands! One Saturday afternoon, while walking around a farmer’s market here in Salt Lake City, we met a local soap artisan. We shared our idea with him. He loved it! We then worked together to develop a soap that will refresh your body more than you would ever believe.

Introducing Yoko’s Salt Lake Soap – made with activated charcoal and peppermint! Whether you love soaking in a bath or you are more of a shower person… this is the soap for you. It’s a soap that will make you feel good all over. We have literally waited for years to find the perfect soap, and now it’s finally here!

Let’s face it. We are going through crazy times. Many of us are stressed and anxious not knowing what tomorrow will bring. That’s the main reason we are now offering Yoko’s Salt Lake Soap. To make every single day special for you.

My recommendation is to take a daily bath or shower using Yoko’s Salt Lake Soap. This soap may not be able to change the world, but it will make YOU feel much better every day. And little steps are good ones, right?

Order your supply today by going to YOKO’S STORE. The soap now comes in convenient packs of four or six bars. Each bar lasts a long time! Once you experience Yoko’s Salt Lake Soap, your life just may change!

Note: because of the nature of this product, we are not able to accept returns. Thanks for understanding. Also, if you are even remotely interested in getting some of this special soap I suggest that you order NOW as Yoko’s stock is limited at this point!

PEAK FIVE VENTURES will be the merchant’s name on your credit card statement.
No international orders accepted at this point. USA delivery only!

To enter the store, go to: yokosoap.square.site

This is Why I Had to Pause Being Vegan

First of all, I want to make sure you know that Episode #2 of “My Crazy Health Scare” is now up and ready for viewing. As you may have guessed from my hints, it has to do with my vegan diet coming to an end after seven years of working so hard at it.

As you will discover in the video, it was heartbreaking, but the time came where I had to choose between my body totally falling apart or re-introducing some animal products back into my diet. You will see that nowhere in the video will I say that vegans need to quit being vegans. I am simply relating the story of what actually happened to MY body after seven years. The link to the playlist (more videos coming very soon) is right here: https://www.youtube.com/playlist?list=PLO8l2YoJXkAP2GY8Qk8DyuBPP5zv54JP6

This is a VERY important video for everyone. If you are vegan, you need to realize what could possibly be going on in your body “behind the scenes” without you even knowing it for years. Remember, I was a hard core vegan and advocate. I spoke at many conferences promoting the lifestyle. But I owe it to you and others to be honest. If I see a problem, no matter what my beliefs are or were, I will share it with you. And if you are not vegan, it may give you some information should you ever weigh the possibility of going vegan.

Now I know there are some people that do not want to hear any information if it goes against what they believe or what they are doing. It’s sad but I know that to be true. In the upcoming weeks I am actually going to be sharing MUCH more and a lot of it will include what I discovered “behind the scenes” at many meetings and conferences. I kept my mouth shut for years but I will be revealing things that some would never believe but may want to hear about. So stay tuned.

OK, time to move on. Many of you here as well as on my YouTube channel have asked if I could do a Zoom meeting to share more as well as answer any of your questions in real time. I am seriously considering doing this once I complete episodes #3 and #4 of “My Crazy Health Scare.” So hang in. I will plan this and it will be open to all of my subscribers.

Opening Day at Park City was last week! Yoko and I love it as it’s our “celebration” of winter beginning. I made a little video: https://youtu.be/0UtV7qkkuVQ

Lastly, I have been working on something now for several years and I truly hope I will be able to share it with you by the time the next issue comes out. I can’t say too much more other than I am pretty sure you are going to absolutely LOVE this! Let’s just say it will be something that you will be able to really enjoy as we endure such difficult times. So hang in there! Stay safe.

My Crazy Health Scare

So many of you have been messaging me asking if I am OK and what has been going on with my health, etc. I want to tell you please not to worry. I have been going through a multi-month crazy health scare but I have been working very hard at figuring this all out and I am in the process of returning to normal. Or at least as close to normal as possible. 

It would basically be impossible to describe my crazy health scare in words so I have decided to share EVERYTHING via video. I will share the good, the bad, the ugly, and the TRUTH in a series I am calling “My Crazy Health Scare.” Some people may be upset with what I will be revealing but I need to share what I have experienced and learned. I have no sponsors, advertisers or any agenda other than to tell the truth. 

I will not only describe what I went through, but I will share the FOUR things I changed in my life to get my life back on track. Please bear with me, there is a lot to share and I believe this will help many others prevent similar things from happening to them. 

I will be posting this series in a playlist called “My Crazy Health Scare.” At this point the intro video as well as episode one are up! You can follow along here: 

Please check the playlist often for updates and more videos being added to it. To our health! David


I Can’t Breathe

Hello there… lots of great stuff for you today so let’s dive right in!

First of all I want to thank Emma Cooksey for having me as a guest on her podcast “Sleep Apnea Stories.” Emma is a fantastic host and I think this was a great episode. I was able to tell a decent amount of my really crazy story, including some really bad health scares that you would not believe!

At least 25% of the US population has some type of sleep apnea which could lead to very serious health issues if it goes untreated. The scary part is that 80% of the cases go undiagnosed. What this means is that many of you reading this today have sleep apnea and simply do not know it. Here is the link to the show: https://lnns.co/m-c4fXoJ_UN

Secondly, as many of you know, I have been an athlete for most of my life. A 40 year plus runner, skier, backpacker, hiker, and more. I always thought by doing all of these things and “eating right” (that’s a whole ‘nother story I will get into soon), I’d be in great shape forever. Or almost forever!

I could not have been more wrong. There is a crucial thing I really never knew much about and as a matter of fact, most of us do not know much about this. It’s about how to breathe properly. I was basically doing it all wrong. Not just during exercise but ALWAYS!!! I came across a book that I can honestly say is one of the most important books that I have EVER read in my life. It has become my bible!

It’s called “Breath” by James Nestor and I cannot emphasize enough that each and every one of you pick up a copy TODAY. I really mean this. This book will change your life forever and I guarantee it. I am just about finished mine and I have highlighted so much, I plan to go back and re-read it again and again. Here is a link to Amazon where you can get a copy. https://amzn.to/3oyTwbP. I recommend getting a hard copy as opposed to Kindle just because you will want to highlight so much. I know you can highlight on a Kindle but let’s face it, it’s not as easy and not nearly as much fun!

Again, this book will change your life – that is a guarantee from Dr. Dave!


The above is actually a pic I took from my morning hike yesterday, which was day 73 of #75HARD. It’s not that I am vain and love taking selfies! One of the things I must do for 75 days is take a progress pic so I can see how I am changing. Back on day one I was in a terrible funk. I had some crazy weird health problems basically all summer long. I made it a point to figure out what’s going on with my body and work on my health every single day. I have a lot to share. I will share a little bit at a time because some of it is mind blowing. I actually found that a diet that I was preaching for so long was slowly killing me. So instead of doing the same thing every single day expecting a different result, I had to change something. And I totally changed my diet. Some people are going to be very surprised, other people are going to be very upset with me. Others may threaten me. But that’s just the way it is.

Also I changed the way I breathe from what I learned in the book I mentioned above. That is making an incredible difference in my life. Again, I will share more as I can. I believe so many people have health issues that stem from some of the things that I had but have no idea. Once I complete day 75 I’m going to start over with a modified program that I am developing. Stay tuned, we can all do the next phase together. Love you all and thank you so much for your support.

“The Turntable” Final Thoughts – Letters From YOU!

I did not plan to make this article three parts. But out of anything I have ever written, it seems as though the turntable has resonated with more of you than anything else. I want to share some great comments I have received from YOU from the first two parts of “The Turntable.” Thanks so much. We can really all re-live our pasts!

David – Great article on The Turntable. Your words really resonated with me. I think you can relate to what I am about to say. When I was younger, my life seemed to be going at a full 78 rpm. Fast. Everything was good… smooth… easy. As I approached my 40’s and was deep into marriage, kids, earning an income, it slowed down to 45 rpm. Now 60, divorced, kind of lonely and getting older. Looking for the right soulmate and due to all of this, my life seems to be spinning at 33 rpm. My goal is to get it back on track. Maybe I will buy a new turntable. Do you think that will help?

Steve A.


It may interest you to know that, when you are back in MD, I have a pretty big collection that I will be seriously downsizing… hopefully this year! Right now, they’re mostly in record boxes (I used to work at Record & Tape Collector’s on Coldspring, back in the late 70’s/early 80’s) and some moving boxes. Bottom line, they are packed well and tight, so, despite not having seen the light of day since the first Clinton Administration (not too much of an exaggeration for most of them), they should still be in good shape. At some point I may have a comprehensive catalog, which could come in handy, as I live in the boonies of Southern MD, now (Calvert County, about 20 miles south of Annapolis, on the Western shore of The Bay).

So let me know if you’re interested. Meanwhile, keep the vinyl spinning!

– Bob Landau

Hi Dave

I grew up off Patterson Ave. I’m digging your groove man!


Did this really happen? Because I know you pretty well, I was cracking up imagining you stalking this poor woman in the record store. I’m surprised she did not call the cops.

Sylvia Carlin

Dave, I love that Tommy was your first purchase with your new turntable! One of the greatest albums of all time! Europe ’72 by the Grateful Dead was one of my favorites. Must have gone through about 3 copies!
Josh Bernstein, DDS

David, I have four copies of Frampton Comes Alive if you are interested. Maybe you don’t want all four, but can you take just one off my hands? No charge for you. Just pay shipping from UK.

Steven S

David –

Could you please tell me exactly what turntable model you bought? I am itching to get one now and I totally trust you.

Jim Parrish

Dear David,

You understand life. I love what you are doing. What a great attitude. I would pay (almost) anything for you to be my personal coach or mentor. Are you taking clients? Please contact me at (left blank intentionally).

Amy (last name withheld for confidentiality)


You brought back so many memories of my childhood with your turntable articles. I hope you are not done. Those were the days, weren’t they?


Dave, I read both articles. My equipment has always been high-end, a trait I passed down to my son, whose own system is in the $250k- plus range. We both still cherish vinyl.

Stan Sirody

Great stuff Dave! My son has my turntable as well as all of my vinyl. Luckily I have visitation rights!

Barry Z